RATES
 |
 |
 |
| |
| LOAN TYPE |
RATES |
POINTS |
APR |
DAYS
LOCK |
| 30 YR FIXED |
3.750% |
0% |
3.875% |
30 |
| 20 YR FIXED |
3.625% |
0% |
3.725% |
30 |
| 15 YR FIXED |
3.250% |
0% |
3.390% |
30 |
| 10 YR FIXED |
3.625% |
0% |
3.725% |
30 |
| .. |
0% |
0% |
0% |
0 |
| .. |
0% |
0% |
0% |
0 |
| .. |
0% |
0% |
0% |
0 |
| .. |
0% |
0% |
0% |
0 |
| .. |
0% |
0% |
0% |
0 |
| .. |
0% |
0% |
0% |
0 |
| |
 |
 |
 |
|
|
Academy Funding reserves the right to make any changes to these
rates at any time.
Most lenders have only two or three programs to offer. The number
of loan programs that we have access to is unlimited. Not only are
the options plentiful, but the costs stay low. Since we are direct lenders, we are able to secure the most competitive
rate available on the market.
Important Disclosures on our Loan and Rates
*No Cost Closer:
300k loan amount, 600k property value, owner occupied, single family, income doc, 760 credit score, with taxes insurance impounds, 45% max Debt to income ratio. 30 Day lock. Rate and Term refinance, rates subject to change not all applicants qualify. Upfront appraisal fee of $375-$500 refunded only if loan closes. No Points, No Fees. Interest, taxes and insurance are not included. Lender credit not to exceed non-reoccurring closing costs. The APR slightly higher than Note Rate as fees are included into initial rate however, are refunded at loan closing.
**Purchase:
300k loan amount, 600k property value, owner occupied, single family, income doc, 760 credit score, with taxes insurance impounds, 45% max Debt to income ratio. 30 Day lock. Rate and Term refinance, rates subject to change not all applicants qualify.
